Terms of Use

Last updated: April 2026

1. Acceptance of Terms

By accessing the FinReady platform and using its services, you agree to be bound by these terms of use. If you do not accept these terms, please do not use the platform.

2. Description of Service

FinReady is a financing pre-analysis platform designed for Canadian small and medium enterprises (SMEs). The service analyzes your financial statements, generates a feasibility score, and recommends federal and provincial financing programs. FinReady does not constitute professional financial advice and does not replace the services of an accountant, financial advisor, or broker.

3. Use of Service

You agree to:

• Provide accurate and truthful financial information
• Use the service solely for legitimate financing preparation purposes
• Not attempt to circumvent the platform's security or payment mechanisms
• Not reproduce, distribute, or resell generated reports without authorization

4. Payment and Refunds

Payments are processed by Stripe Inc. in Canadian dollars (CAD). Analyses are non-refundable once the report has been generated. Monthly subscriptions may be cancelled at any time — access is maintained until the end of the paid period.

5. Limitation of Liability

FinReady provides a pre-analysis based on the information you submit. The platform does not guarantee the obtaining of financing. The feasibility score and recommendations are provided for informational purposes and do not constitute a commitment from any financial institution. FinReady disclaims all liability for financial decisions made based on generated reports.

6. Full-Service Support

The full-service support ($499) includes file preparation and matching with a licensed broker from our network. The broker's commission (1 to 3% of the financed amount) is separate and payable on success only. FinReady does not guarantee financing approval.

7. Intellectual Property

The FinReady platform, its source code, design, and methodology are the exclusive property of FinReady. Generated reports are intended for your personal or professional use in connection with your financing application.

8. Modification of Terms

FinReady reserves the right to modify these terms at any time. Modifications take effect upon publication on this page. Continued use of the platform after modification constitutes your acceptance of the new terms.

9. Governing Law

These terms are governed by the laws of the Province of Quebec and applicable federal laws of Canada. Any dispute shall be submitted to the jurisdiction of the courts of the district of Montreal.

10. Contact

For any questions regarding the terms of use, contact us via our contact form.